Established in 2002 as a Credit Union, we have developed into a Universal Credit Organization in 2023. At ARFIN, we uphold the values of common understanding, fostering unity within the team for effective decision-making. Our commitment to integrity is unwavering, emphasizing transparency, honesty, and ethical conduct.
Guided by clarity, we define our purpose, principles, and business processes while nurturing personal communications. Empowerment is central to our approach, helping our clients, employees, and communities to take control of their financial well-being.
Collaboration is vital, as we recognize the power of cooperation to achieve significant impact and meet stakeholder needs. We prioritize a healthy working environment that promotes personal growth, open communication, and values diversity and inclusivity.
Our customer-centric approach ensures we understand clients' unique needs, providing tailored solutions and exceptional experiences. Continuous improvement drives us to enhance services, products, and processes, adapting to evolving customer needs.
Responsible finance is paramount, considering societal and environmental impact while contributing to sustainable development in Armenia. We emphasize accountability, taking responsibility for our actions, and building trust through transparency and reliability. At ARFIN, we are committed to shaping a better financial future for all.
Individuals
Business
Farmers
